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[miny_23]

I have taken loan and invested it in stock market... but it was a bad experience.... The market falled down like crazy and i lost my all money.. it was not a small amount... well ,i hope i'll recover it.
Have you ever taken loan for investment of any kind????? How was your experience???????

[Paul_H_UK]

I have never taken out a loan or borrowed money to invest. When it comes to investing money one thing I read and stuck to from dayone is " if you dont have it to loose then you dont have it to invest" and for me that is one rule I intend to never break.

I have a few small things on the go some not for investment but purley for saving money and providing some sort of buffer should I take a hit anywhere. I also have some small investments that im playing the long game with im not looking to make a quick buck overnight but setting the seeds now so hopefully a litte further down the line they will come back with a nice little profit.

I dont think I would ever put myself into a posistion were I need to borrow money to invest as if I have to borrow it then I dont think I have it to loose and wouldnt want to take the risk of not being able to pay it back. I hope that you can recover the loss that you suffered and pay the money back and I hope that you can also make a little bit more on top to re invest.

[madmillionaire]

I have to agree with you Paul only invest if you can afford to and if you are willing to take the risks. I think it would be crazy to take out a loan so you can invest in something- especially the way the world is moneywise at the minute. Far better to keep it in a savings account or something just now.

[Paul_H_UK]

The savings acount is a good idea and one that I do use my main investments at the moment is in unsigned bands and muscians but part of the system I use and have for myself is that I get an income from the site to re invest into the artitst. I also drip a bit out of the track to trade contracts or bets in how well the artists are going to do sales wise and I also drip a bit off for myself and this money goes straight into the bank.

Unless a sure thing came up and I was guranteed to make a profit I would not just hand money over for an investment. I also have plans for the future to reinvest some of this money such as when the new tax year starts it will get put into an ISA and if possible ill be putting money into fixed rate bonds to earn a little bit of interst on the money that I dont need right away.

The banks can offere good investments but I think too many people want a quick return and want alot in that return for me if I invest £1 and I can make that £1 back nad something ontop without having to work for it then that for me is an investment and return. I dont look at investing £1 and getting £10 back im happy with say 5% of every £1 as profit.

[jimbo45]

No. I have never and would never take a loan out to invest on anything. With my luck it would be a bad investment, I would lose my money, and still have to pay the loan back.

[tubefuldotcom]

I have always used borrowed money to invest. Interest is tax-deductible. Using it to buy stocks - you win some, you lose some but if you invest wisely, borrowing to invest can be a good idea.

[piya84]

For that you must be expert in trading stocks.Right now in India interest rates are touching 8%.For people living in Japan ,i think so its good idea.For US and UK where rates are low it might be good idea.
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London bridge is falling down.

[chikadee21ph]

I don't have a problem with borrowing money for investment purposes. Infact, I have a pending loan from my company which I intend to use as my additional fund in the stock market. For me, it is not where your source money came from. But on how well you manage your investments / finances.

Look at businessmen out there. Do you think they don't borrow money in the banks for additional business funds? Of course they do. It is common practice. And sometimes, I personally believe that we do have to make bold steps in order for us to succeed. If we will just play safe and don't take the risk, then we will only get a little of what is supposed to be achieved. That's the advantage of being young. I still have a lot of energy and allowance to make mistakes. Of course I am cautious but I admit we never know the mistakes we are taking unless it is already there. But atleast I am trying. I don't want to be old in the future and look back only to regret that I did not do want I really wanted to do - which is to invest even if my investment money is a borrowed one.